Credit Cards

What if your pockets are empty and you want to do any shopping, you want to explore markets, movies, online shopping, hospital bills no one will provide you instant loan without any documents at the paying time but a financial instrument does which is Credit Card.

A credit card is simply a card which you can swipe at any points for paying any bills including shopping, movie, restaurant etc. But there is some fixed spending limit decided by the credit card issuer and this limit is decided by verifying credit score, credit history, income proof and KYC.

Credit card issuer company provides generally 40 to 50 days’ time period for card user to repay the same amount without any interest. But after this time period user has to pay interest charges decided by card issuer usually varies between 2.5% to 4% monthly.

Credit Cards Benefits :

  • Life time Free Credit Card.
  • 50 Days repayment cycle.
  • Cash withdrawal up to 40 % amount of the credit limit.
  • Welcome benefits.
  • Monthly free Movie tickets.
  • 1% Fuel Surcharge Wavier.
  • Reward points on Shopping.
  • Amazing Discounts on selective stores.
  • 1% to 5% Cashbacks on Bill payments, ticket booking.
  • Complimentary Airport Lounges Access.